Oakland Uninsured/Underinsured Accidents
Accidents involving uninsured or underinsured motorists often result in complicated injury and property damage claims. At Milanfar Law Firm, PC, we can help individuals when they need an Oakland uninsured or underinsured accident attorney. Our team knows these processes, and we can handle the entire claim on your behalf. Let us get to work today so we can secure the compensation you are entitled to.
How Can an Oakland Car Accident Lawyer Help You?
An Oakland car accident lawyer will be an invaluable asset as you work to recover compensation for your losses. You need to focus on recovering from any injuries and returning to your day-to-day life. An attorney can handle the process of filing your claim. This includes, but is not limited to, the following:
- Gathering any evidence needed to prove fault
- Opening communications with the insurance carriers or other parties involved
- Helping ensure you are evaluated by medical and economic professionals
- Negotiating with insurance carriers or legal teams
- Fully preparing your case for trial if needed
What Is The Difference Between an Uninsured and Underinsured Motorist?
Even though uninsured and underinsured motorist claims seem similar, they have distinct differences:
- Uninsured motorist claim. These types of claims refer to situations where a driver without insurance causes injuries or property damage to another party. A significant number of drivers on California roadways remain uninsured. These types of claims can also apply to hit-and-run incidents.
- Underinsured motorist claim. These types of claims refer to situations where a driver has insurance, but the insurance policy limitations are insufficient to cover all of the victim’s losses.
Drivers with uninsured and underinsured motorist coverage can claim under their own policy to recover compensation for their losses in these circumstances. However, it may also be appropriate to file a civil personal injury lawsuit against another party involved to recover additional types of compensation.
What Types of Compensation Can You Recover?
There may be various types of compensation available to Oakland car accident victims harmed by an uninsured or underinsured driver. This includes both economic and non-economic damages, such as:
- Coverage of emergency medical bills
- Lost wage replacement and loss of future earning potential
- Property damage expenses
- Out-of-pocket expenses are rising due to the incident
- Physical and emotional pain and suffering damages
- Loss of quality of life damages
The total amount of compensation paid to uninsured and underinsured accident victims in Oakland will vary depending on specific factors related to their claim. These factors can include the overall injury severity, the level of property damage, how long it takes a victim to recover, and more.
Call a Car Accident Lawyer in Oakland Today
If you or somebody you love has been harmed in an accident involving an uninsured or underinsured motorist in Oakland, we encourage you to reach out to the team at Milanfar Law Firm, PC for advice today. It may seem like you have no options for recovering compensation in these circumstances, but that may not be the case. An Oakland uninsured or underinsured accident lawyer can help you through this process. Reach out for a free consultation of your claim today by filling out our contact form or calling us at (925) 433-6003.